I wouldn't say it is "dumb" to buy a 1080p display in 2016. We probably won't see 4k content from HDTV providers for quite a while, many are still broadcasting in 720p. If you're willing to pony-up the cash for a 4k Bluray player, then sure you'll reap the benefits.
Also, viewing distance is a major factor here as well. Unless you plan to sit very close to the display, the appreciable difference in image quality is negligable.
Is a 4K display better? Clearly, given appropriate conditions. Does that make buying a 1080p display within the next few years dumb? Not at all.
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